Author: John H. Rogers
The cost of breast implants, which is the medical term used todescribe a surgery to increase the size of a woman’s breasts,is high. Therefore, the majority of patients who desire to have breast implants surgery are turning to their private insurance companies for coverage. Prior to being accepted as a candidate for a breast implants procedure, the patient must undergo an evaluation with their physician.
This may include a physical, alook into the patient’s past medical history and a determination of why the patient wishes to have this type of surgery. The patient will be informed by both the surgeon and primary care physician about the benefits, risks and overall outlook following surgery. Before moving forward, the patient should contact his/herprivate insurance carrier in order to determine if their policy covers this type of surgery.
The problem that many patients encounter is, because breast implants is a form of plastic surgery, many insurance companies will not cover the cost of this procedure. If breast implants are included in their policy, the next step will include submitting letters of recommendation to the insurance carrier. This letter will be sent directly from your surgeon or physician’s office and will request financial approval for the breast implants. Along with this letter, a copy of the patient’s medical records will also be submitted. The patient will be responsible for gathering much of his/her medical records and receipts, so it is a good idea to begin gathering this information as soon as possible because letters of recommendation cannot be submitted without it.
Following the submission of recommendation letters, most physicians expect a response within several weeks. Depending onthe insurance carriers, however, decisions can take anywhere from two weeks up to several months. In the event that a denial is issued, the physician will typically continue working with the patient to provide additional information expressing theneed for breast implants surgery. If the patient is continuallydenied for coverage, it may be necessary to seek alternatefunding options.
This may include a payment plan offered by the hospital, which requires that the patient accept the financialresponsibility for the surgery in the form of monthly payments.A bank or credit union loan may be another option, but will depend on the patient’s credit history and other factors as towhether the loan is approved or denied. This article is intended to be used for informational purposes only. It should not be used in place of, or in conjunction with, professional medical advice. Anyone considering a breast implants procedure must consult a licensed physician for a proper determination and further information.
About The Author: Want to learn more about breast implants?Make sure you visit our site at: http://breastimplantguide.infofor access to additional breast implants tips and information.
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