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BEARS VS PACK MONDAY NIGHT FOOTBAWLLLL WOO
santana Icon : (Yesterday, 01:32 PM) Dude bironas was solid that really sucks
Jetsfan115 Icon : (Yesterday, 02:30 PM) Sunday kinda sucks without jets football
ganggreen2003 Icon : (Yesterday, 04:50 PM) So who's having JETS withdrawls?
ganggreen2003 Icon : (Yesterday, 04:50 PM) I didn't even watch any 1pm games cause all they had were the CHEATriots on
ganggreen2003 Icon : (Yesterday, 04:50 PM) now I'm flipping between the Den/Sea and the Az/SF games
ganggreen2003 Icon : (Yesterday, 04:51 PM) http://cdn.nextimpul...lbergstoned.gif
ganggreen2003 Icon : (Yesterday, 04:52 PM) HILARIOUS!!!!
ganggreen2003 Icon : (Yesterday, 04:56 PM) kraft is a pathetic troll
ganggreen2003 Icon : (Yesterday, 04:56 PM) and even a "fan" of the CHEATriots doesn't even give him any attention
ganggreen2003 Icon : (Yesterday, 07:28 PM) I still can't believe we lost to the packers and they go and lose to Detroit
ganggreen2003 Icon : (Yesterday, 07:28 PM) we lost that game they didn't beat us
ganggreen2003 Icon : (Yesterday, 07:55 PM) I really hope Decker is able to play tomorrow
ganggreen2003 Icon : (Yesterday, 07:55 PM) but without risking further injury cause we are going to need him later in the season
ganggreen2003 Icon : (Yesterday, 07:56 PM) and our running game better go off tomorrow night
santana Icon : (Yesterday, 08:51 PM) some good games today
santana Icon : (Yesterday, 08:51 PM) manning 4th quarter drive was pretty sick
santana Icon : (Yesterday, 08:52 PM) so was russels OT drive
santana Icon : (Yesterday, 08:52 PM) cousins looks legit for the skins
santana Icon : (Yesterday, 08:52 PM) eagles another 4th quarter come back they seem really well conditioned
santana Icon : (Today, 09:58 AM) So will our corners hold up tonight
Jetsfan115 Icon : (Today, 10:21 AM) we might be lucky cause both marshall and jeffrey are banged up. holmes might hurt us though
Jetsfan0099 Icon : (Today, 11:20 AM) gameday
Jetsfan0099 Icon : (Today, 11:20 AM) finally can watch a game live, pumped
Jetsfan0099 Icon : (Today, 11:21 AM) We have to get pressure on Cutler, force him into mistakes. Last time we played the Bears I remember Cutler torched us a bit because we gave him all day to throw.
Jetsfan0099 Icon : (Today, 11:21 AM) Hopefully Geno plays a great game tonight, the Bears defense isn't good.
Jetsfan0099 Icon : (Today, 11:58 AM) Looks like Milber won't play tonight
Chaos Icon : (Today, 12:25 PM) Milliner's injuries are starting to get annoying
Chaos Icon : (Today, 12:26 PM) Jets D-line needs to wreck havoc on Cutler. if he gets time to pass, Jets won't be able to keep up
santana Icon : (Today, 01:20 PM) Fire the conditioning coach!
Jetsfan0099 Icon : (Today, 01:56 PM) Bears will be without their starting LG (Matt Slauson) and starting center toight
Jetsfan0099 Icon : (Today, 01:57 PM) I don't think it's the ankle either with Milber, it's his quad. I didn't think the Jets should have played him last week, he was clearly not ready. High ankle sprains can linger, we need him back 100%
HarlemHxC814 Icon : (Today, 02:17 PM) Milber lol
HarlemHxC814 Icon : (Today, 02:18 PM) I wish the Jets would sign Barrnet too
RetireChrebet Icon : (Today, 03:00 PM) Anybody know who's playing on Monday night football tonight?
Jetsfan115 Icon : (Today, 03:08 PM) lol
Jetsfan115 Icon : (Today, 03:18 PM) dumbass of the year? http://theredzone.or...k-/Default.aspx
Jetsfan0099 Icon : (Today, 04:20 PM) Not sure
Jetsfan0099 Icon : (Today, 04:48 PM) looks like Decker won't be playing either...
Jetsfan115 Icon : (Today, 04:49 PM) So any chance saunders or hakim steps up in a WR role?
Jetsfan115 Icon : (Today, 04:50 PM) right now its kerly and nelson starting and salas in the #3 spot? with saunders and hakim at 4 and 5. thats just gross. our WRs and CBs are pathetic
Jetsfan0099 Icon : (Today, 05:00 PM) Time for Jace Amaro to step up
ganggreen2003 Icon : (Today, 05:06 PM) IT'S MONDAY NIGHT FOOTBALL BITCHES!!!!
ganggreen2003 Icon : (Today, 05:17 PM) Monday Night Countdown just said that Decker is playing
Jetsfan115 Icon : (Today, 05:23 PM) yeah i can see amaro and cumberland having bigger roles. plus it'll be easier to run out of 2 TE sets. Hopefully we don't see any wild cat / vick BS tonight
Jetsfan115 Icon : (Today, 05:24 PM) decker is gonna be ineffective if his hammy is sitll hurting. he's gutting it out like marshall and jeffrey might do. this game is full of banged up WRs
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

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#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM

http://finance.yahoo...od=bb-budgeting


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.



More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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