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Mr_Jet Icon : (21 April 2015 - 03:57 PM) He doesn't want to play for a franchise based in Los Angeles, but he'd be okay with playing for one based in New York City?
azjetfan Icon : (21 April 2015 - 04:28 PM) That's the point we have all been making.
MikeGangGree... Icon : (21 April 2015 - 07:05 PM) Jets vs colts Monday night week2
MikeGangGree... Icon : (21 April 2015 - 07:09 PM) Jets open at home against the browns
ganggreen2003 Icon : (21 April 2015 - 07:52 PM) Week 5 Bye after the London Game against the Dolphags
NJAzrael71 Icon : (22 April 2015 - 09:17 AM) Rivers is likely going to Tennessee. Would LOVE to have him here but we likely won't make the trade. I'd easily give this year and next year
NJAzrael71 Icon : (22 April 2015 - 09:17 AM) 's first rounder for him
azjetfan Icon : (22 April 2015 - 11:03 AM) IMO that's a steep price. I would swap this years first and a conditional 1st next year. Assuming we make the AFC Championship. That would be a 28-32nd pick. Otherwise a second.
MikeGangGree... Icon : (22 April 2015 - 01:07 PM) Yes 2 1st is a lot
Jetsfan0099 Icon : (22 April 2015 - 01:10 PM) draft is next week, pumped
Chadforpresi... Icon : (22 April 2015 - 03:02 PM) What are thoughts on getting a RB in round 1? McShay's newest mock has us taking Gurley at 6. I don't think we should take him that high, but if we trade down and he's available I'd love to snag him, ACL and all. He's got an unreal skill set that, once healthy, will translate readily to the NFL. We're not getting a QB this year without paying a king's ransom, and unless we pay a ransom for a top guy I say ignore QB. I don't want us to take a Hundley or Petty type in the 2nd or 3rd round when we need other pieces (edge rush, OL)
azjetfan Icon : (22 April 2015 - 03:09 PM) We can probably get Gordon in the second. I would pass at 6. If QB is not available a pass rusher will be. Our biggest needs are QB Pass rusher and Oline.
Jetsfan115 Icon : (22 April 2015 - 03:34 PM) any thourghts on shane ray? i see a lot of mocks have us drafting him
Jetsfan115 Icon : (22 April 2015 - 04:35 PM) last one i seen had us taking cooper, a RB, and hundley for our 1st 3 picks. not thrilled about that
Chadforpresi... Icon : (22 April 2015 - 04:38 PM) I don't like Gordon much. Not much of a receiver or blocker, ball security issues, tries to bounce outside too much, stuffed frequently. Gurley is in a league of his own
Chadforpresi... Icon : (22 April 2015 - 04:39 PM) Ray is pretty highly regarded. I'm betting he, Dupree, and Gregory will be our best options as well as edge rushers at 6, but I think that's too high for any of them
Chadforpresi... Icon : (22 April 2015 - 04:43 PM) Personally love Cooper, I know WR isn't our biggest need but he may be the most NFL ready guy in the Draft. If we stick to the 6th pick and Fowler, Beasley, and Mariota are gone, Cooper is the guy to get. I'd even take him over Beasley
Jetsfan115 Icon : (22 April 2015 - 05:45 PM) i don't mind cooper. decker isn't number 1 IMO and marshall is expensive and getting old
Jetsfan115 Icon : (22 April 2015 - 05:45 PM) and we never draft a WR high
Jetsfan115 Icon : (22 April 2015 - 05:45 PM) but o-line and QB are huge needs. i wouldn't take o-line 6th overall, but i think our 2nd or 3rd should be o-line
Jetsfan115 Icon : (22 April 2015 - 05:46 PM) we need an OLB as well. if we don't land a QB i'd like to see OLB adn O-line with 2 of our top 3 picks
Chadforpresi... Icon : (22 April 2015 - 08:16 PM) I agree on Deck, not a true #1 and he's had a checkered history with injuries. Marshall has 2, maybe 3 productive years left, which is why Cooper is an option
Chadforpresi... Icon : (22 April 2015 - 08:17 PM) And I agree with you on edge rusher & OL being bigger needs, but there really isn't a lineman I'd take at 6
Chadforpresi... Icon : (22 April 2015 - 08:19 PM) So the way I see it, assuming Winston and Mariota are taken when we're at 6, that Fowler and Cooper are our best choices, and I'd be stunned if Fowler drops. I wouldn't be surprised (or upset) if we land Cooper
NJAzrael71 Icon : (22 April 2015 - 08:47 PM) Apparently Tennessee wanted both of Cleveland's #1's and their 2nd rounder to move up to the #2 spot to get Mariota. Still think two 1st rounders are too much for Rivers? He makes us instant contenders and if we make a deep playoff run, it would really be this year's 1st and what equates to basically a 2nd rounder next year.
If not, get Cooper in the 1st and then grab Hundley in the 2nd and O-line in the 3rd.
Jetsfan0099 Icon : (22 April 2015 - 10:05 PM) I wouldn't be upset with Cooper, hes a stud
Jetsfan0099 Icon : (22 April 2015 - 10:06 PM) Not sure about Ray. Dupree is rising on the draft boards, ridiculously athletic for his size
Jetsfan0099 Icon : (22 April 2015 - 10:07 PM) Dupree is 6'4 270 and has a amazing get off and runs a 4.5
Jetsfan0099 Icon : (22 April 2015 - 10:09 PM) Problem is he doesn't have big sack numbers in college, I rather draft a productive guy high
Jetsfan0099 Icon : (22 April 2015 - 10:09 PM) Vic Beasley is insanely athletic as well and was hugely productive in college, good bet is that Beasley will be a 10+ sack guy in the NFL
NJAzrael71 Icon : (22 April 2015 - 10:12 PM) Beasley should be a stud but he gets caught up hand fighting if he doesn't beat his guy quickly. He'll likely end up as an OLB but we'll see
Jetsfan0099 Icon : (22 April 2015 - 10:15 PM) He'd be a good fit in our defense, because we could use that speed guy on the outside
Chadforpresi... Icon : (23 April 2015 - 06:27 AM) I'd love Rivers, but we should be able to get him without paying 2 first rounders
Chadforpresi... Icon : (23 April 2015 - 06:29 AM) Lot of buzz about Dupree going top 10, most mocks I see have us getting either Ray or Dupree at 6. I prefer Dupree, like you said insane athlete for his size
Chadforpresi... Icon : (23 April 2015 - 06:30 AM) I like Beasley as well but I have a strong feeling Washington will snag him. But he is a small dude, it'd be nice if he'd add some bulk (in Clemson reportedly played around 230)
Chaos Icon : (23 April 2015 - 10:11 AM) @ArifHasanNFL

.@LanceZierlein says on http://sports790.com that Shane Ray will need surgery on foot, 5 months recovery. "Could drop out of first"
Chaos Icon : (23 April 2015 - 10:14 AM) this should change up the top 10
Chadforpresi... Icon : (23 April 2015 - 12:16 PM) Damn that's big. If he drops out of round 1 that could be a massive bargain for whoever gets him round 2. Dupree now looks more like the edge rusher we'd get at 6
MikeGangGree... Icon : (24 April 2015 - 09:40 PM) TEH RANGERS
santana Icon : (24 April 2015 - 11:32 PM) TEH WIZ
Jetsman05 Icon : (Today, 06:57 AM) Teh Suarez
Jetsman05 Icon : (Today, 06:58 AM) Vic Beasley is all speed. No moves, no power. Straight up the field. Could have some big games, then nothing in the next
Jetsman05 Icon : (Today, 06:59 AM) If we don't get Mariota, we should be looking at Schreff or trading down, IMO.
Jetsman05 Icon : (Today, 06:59 AM) A lot of good edge rushers in this draft... I wouldn't want to take Dupree that high.
Jetsman05 Icon : (Today, 07:00 AM) Until next time fellas!
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

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#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM

http://finance.yahoo...od=bb-budgeting


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.



More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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