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RetireChrebet Icon : (22 March 2015 - 01:28 PM) Haha I'm jk man, but my point was if you've never seen virginia play you would know they weren't going anywhere. Their offense is just painful to watch.
ROBJETS Icon : (22 March 2015 - 03:46 PM) Lol....point taken. But a couple of things. 1 you do realize Nova and Va are in the same bracket right? 2 at least Va lost to a top 25 ranked opponent. Nova lost to an unranked.
ROBJETS Icon : (22 March 2015 - 03:49 PM) Also VA beat some good teams. Lost to Duke,beat Maryland and split games with NC and Louisville. Their wins against quality and ranked opponents was higher and better than Nova.
ROBJETS Icon : (22 March 2015 - 03:55 PM) NC State didn't even get one vote to be in the top 25
2JBallar01 Icon : (22 March 2015 - 10:53 PM) @RichCimini: Random contract note: Antonio Cromartie's 4 yr/$32M deal with Jets includes only $7M gtd - $5M base + $2M roster bonus at signing. #nyj
Mr_Jet Icon : (23 March 2015 - 11:45 AM) January - February - Izzo - April - May
2JBallar01 Icon : (24 March 2015 - 01:09 PM) @MMehtaNYDN: Jets announce that they have signed DE Stephen Bowen. #nyj
2JBallar01 Icon : (24 March 2015 - 01:09 PM) @DrewfromJersey: Coples days as an OLB are over. He'll be back to DL. Good for the #Jets. Pretty bad news for NFL players and their heads. #Jets
2JBallar01 Icon : (24 March 2015 - 01:10 PM) @DWAZ73: #Jets busy today, signing DE Stephen Bowen & OT Corey Hilliard, and making signing of DE Kevin Vickerson official.
Jetsfan0099 Icon : (24 March 2015 - 03:23 PM) Mike is building some depth and competition
Jetsfan0099 Icon : (24 March 2015 - 03:23 PM) I like it
Jetsfan0099 Icon : (24 March 2015 - 08:10 PM) Jets file tampering charges against Patriots for Kraft's comments
Jetsfan0099 Icon : (24 March 2015 - 08:10 PM) lmao
Jetsfan0099 Icon : (24 March 2015 - 09:53 PM) Jets signing Kellen Davis, TE
Jetsfan0099 Icon : (24 March 2015 - 10:00 PM) Hes a good blocking TE
JSOTF Icon : (25 March 2015 - 06:02 AM) So, the question is.......Do I invest to go see the Jets vs Fish in England this season????????
HarlemHxC814 Icon : (25 March 2015 - 07:10 AM) I'm considering going
HarlemHxC814 Icon : (25 March 2015 - 07:10 AM) My brother is moving to London next year...so I have a reason to be over there
HarlemHxC814 Icon : (25 March 2015 - 07:10 AM) This August I should say
Smedsthejet Icon : (25 March 2015 - 02:59 PM) You both should do it...I'll buy the first (overpriced) beers as well! Got my ticket back in January
HarlemHxC814 Icon : (25 March 2015 - 03:02 PM) Smeds if I come over I'll be sure to check you out
santana Icon : (25 March 2015 - 09:58 PM) FIRE FIREMAN ED
JSOTF Icon : (26 March 2015 - 03:58 AM) Well, I now live accros the pond and maybe some of us could meet up there?
JSOTF Icon : (26 March 2015 - 03:59 AM) Smeds, where did you get your tickets?
ROBJETS Icon : (26 March 2015 - 05:56 AM) Az bitches!!!
ROBJETS Icon : (26 March 2015 - 06:01 AM) I dont know about all that. As bad as we get over sports the Brits get far worse. You might suffer a huge beat down if you say the wrong thing there. Well maybe not being its televised to the U.S.. Security probably be pretty tight.
ROBJETS Icon : (26 March 2015 - 06:03 AM) Well...... the good thing is I know who to mooch off of now if I go to London.
JSOTF Icon : (26 March 2015 - 06:47 AM) hahahaha, it isnt European Football!
ROBJETS Icon : (26 March 2015 - 07:04 AM) Ive seen a lot of videos. Most countries go psycho over their soccer teams. Ive seen some serious very bloody beat downs. Fans stabbing the players and refs,etc. And they say we are bad in the U.S. not even close to that.
ROBJETS Icon : (26 March 2015 - 07:06 AM) I think one was in Africa....a fan stormed the field and was knifing everyone in sight after his team lost
ROBJETS Icon : (26 March 2015 - 07:08 AM) Hell even in mma when the Brits come over they are all cocky as hell. Big time cocky like they are going to easily destroy everyone they face cocky.
JSOTF Icon : (26 March 2015 - 07:36 AM) hahahaha
JSOTF Icon : (26 March 2015 - 07:36 AM) damn Europeans!
JSOTF Icon : (26 March 2015 - 07:37 AM) They havent fucked with a disgruntled, lifelong Jets fan!!!
Smedsthejet Icon : (26 March 2015 - 02:49 PM) Got my tickets from Ticketmaster the day they went on general sale
ROBJETS Icon : (27 March 2015 - 02:33 AM) You guys get Bellator in London? http://www.bellator.com/schedule its on Spike tv free regular cable channel. in the U.S. and the prelims are free on http://www.spike.com/
ROBJETS Icon : (27 March 2015 - 02:37 AM) London is 4 hours ahead of east coast U.S. Bellator prelims are 7pm Friday night U.S. East Coast time and the main card is 9pm So just add 4 hours to that if you can catch either. Im sure you can catch a stream or use a U.S. VPN if you dont have access to Spike.com. You guys might get Bellator on another channel their just like with the UFC.
ROBJETS Icon : (27 March 2015 - 02:47 AM) Anyway only reason I mentioned it was because of your sense of humor. The last Bellator 134 was called the British Invasion. If you watch mma Might want to add this site to your favorites http://www.mmauk.net...y/bellatornews/
ROBJETS Icon : (27 March 2015 - 02:55 AM) There was one of those hour long shows about the upcoming event featuring the fighters the prior week to Bellator 134 and all 4 of the Brits were cocky as hell. Yelling "The British are coming!!!!"
ROBJETS Icon : (27 March 2015 - 02:57 AM) By the way 135 is tonight if you are interested. I used to watch pretty much all the televised mma now I stick with Bellator and UFC only
ROBJETS Icon : (27 March 2015 - 03:07 AM) that last link is a UK mma site. Only reason i added it. http://www.sherdog.com/ is pretty much the best mma site on the net for everything mma
JSOTF Icon : (27 March 2015 - 07:08 AM) I actually live in Germany
azjetfan Icon : (27 March 2015 - 09:08 PM) Just got done sitting in traffic for 3 hours in Louisville KY.
azjetfan Icon : (27 March 2015 - 09:09 PM) Unbelievably poor planning by the DOT.
santana Icon : (Yesterday, 05:48 PM) Favre on my TV selling shaving razors so I bought a years supply
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

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#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM

http://finance.yahoo...od=bb-budgeting


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.



More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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