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azjetfan Icon : (02 March 2015 - 04:04 PM) We have until the 19th.
azjetfan Icon : (02 March 2015 - 04:05 PM) I cant wait until FA
Jetsfan0099 Icon : (02 March 2015 - 08:18 PM) The Jets actually have $55 mil in cap space right now, $65 once they release Harvin
ganggreen2003 Icon : (02 March 2015 - 09:33 PM) well Maccagnan better spend that $55 mil but spend it wisely as hell
ganggreen2003 Icon : (02 March 2015 - 09:34 PM) I think he won't just throw money at players just cause of the name on the back of their jersey
ganggreen2003 Icon : (02 March 2015 - 09:34 PM) TRUST MACCAGNAN!!!!
santana Icon : (02 March 2015 - 09:37 PM) this just in geno smith signs extension for 39 mil
ganggreen2003 Icon : (02 March 2015 - 10:28 PM) :hysterical: yeah and Rex Ryan is not a bozo
azjetfan Icon : (Yesterday, 01:10 PM) Ryan is not a Bozo he is a cartoon character.
Chaos Icon : (Yesterday, 01:15 PM) anyone know anything about CB Kareem Jackson?
Chaos Icon : (Yesterday, 01:15 PM) FA from Houston. Obvious Mac connection.
ganggreen2003 Icon : (Yesterday, 02:33 PM) NO TO MEVIS NO TO MEVIS
HarlemHxC814 Icon : (Yesterday, 03:26 PM) FIRE MACCAGNAN
HarlemHxC814 Icon : (Yesterday, 03:26 PM) FIRE BOWLES
HarlemHxC814 Icon : (Yesterday, 03:26 PM) CONSTANT TURNOVER
azjetfan Icon : (Yesterday, 03:43 PM) I think we need to fire more people. Like Justin Beiber
Jetsfan0099 Icon : (Yesterday, 04:22 PM) Kareem Jackson is a decent player, I would rather go elsewhere for CB though> He has been a streaky player, some bad seasons some good
HarlemHxC814 Icon : (Yesterday, 06:23 PM) THE KNICKS
Chaos Icon : (Yesterday, 06:43 PM) @AdamSchefter: Filed to ESPN: Bills have notified LB Kiko Alonso he is going to be traded to Philadelphia for RB LeSean McCoy. Trade official next week.
Chaos Icon : (Yesterday, 06:43 PM) WOW. Rex is gearing up for ground and pound.
Chaos Icon : (Yesterday, 06:44 PM) Jets can sign Spiller now but they're going to need a new LB. Rex is gunning for David Harris.
HarlemHxC814 Icon : (Yesterday, 07:44 PM) Jets should trade Harris to Minnesota for Minnesota for AP
HarlemHxC814 Icon : (Yesterday, 07:44 PM) Throw in Ivory/Powell or a pick
ganggreen2003 Icon : (Yesterday, 07:45 PM) Damn they got Shady
ganggreen2003 Icon : (Yesterday, 07:45 PM) Do NOT give up Ivory
ganggreen2003 Icon : (Yesterday, 07:45 PM) Powell ok Ivory HELL NO
ganggreen2003 Icon : (Yesterday, 07:50 PM) Well that definitely opens the door for CJ Spiller to the JETS now that the Jills got Shady
ROBJETS Icon : (Today, 05:12 AM) Spiller is a joke. 99 % of the time he gets tackled for a loss or a 1 or 2 yard gain maximum. He breaks a run here and there. he had one good year in his whole career. their is a reason he is a backup and not the starter. I suggest you guys that believe Spiller has anything to offer go through the play by play game logs. I did and he is horrendous.
ROBJETS Icon : (Today, 05:14 AM) Spiller cannot break a tackle period. I broke down last years game logs of his runs in a thread last year. He isn't even a pass catching rb. Fred Jackson catches most of the running back passes.
ROBJETS Icon : (Today, 05:20 AM) Unless Spiller comes tremendously cheap no thank you. Wouldn't pay more than a one year deal worth 1 million at most. All he has is speed. Not even on Sproles level. His stats are inflated. For instance he has 10 runs in a game and 9 of them are losses are or 1-2 yard runs. Then he breaks one on the outside for 40-70 yards. Not reliable at all. Even when he break one he is guaranteed a td
ROBJETS Icon : (Today, 05:21 AM) Even in his 1200 yard rushing year he only had 6 tds rushing and 2 receiving
ROBJETS Icon : (Today, 05:23 AM) Spiller is only valuable as a special teams player. Period By year 2010 ) tds rshng 1 rcvng 283 yards rshng
ROBJETS Icon : (Today, 05:31 AM) meant 0 tds rushing in 2010, 2011 4 tds 561 yards rushing 2tds receiving, 2012 6tds 1244 rushing 2 tds receiving, 2013 2tds 933 yards rushing 0tds receiving, 2014 0tds 300 yards rushing 1td receiving.
ROBJETS Icon : (Today, 05:41 AM) His stats look decent on paper but if you actually go through the game logs of his career like I did his stats are extremely inflated. For instance one game last year he had 10 attempts for 8 yards another 4 attempts for -4 yards, another 6 attempts for 19 yards, another 10 attempts for 25 yards.Another game he had 12 games for 69 yards but 47 of it was on one play. Point is he sucks as a running back. Who wants a rb that gets stopped 99% of the time and breaks one play fir a long run. We need reliable backs not a slim chance of him breaking one
santana Icon : (Today, 08:06 AM) "NFL released its first 2015 League Year cap report to teams. Teams w/most room: 1) Jaguars $64.058M; 2) Jets $52.901; 3) Raiders $52.598M."
santana Icon : (Today, 08:06 AM) #2 baby
santana Icon : (Today, 08:07 AM) WE DID IT!
santana Icon : (Today, 08:07 AM) thnx idzik
HarlemHxC814 Icon : (Today, 08:09 AM) RE-HIRE IDZIK
HarlemHxC814 Icon : (Today, 08:10 AM) Well in all fairness, when I think about the Jets I do think about number two
Jetsfan0099 Icon : (Today, 08:30 AM) FIRE MACCAGNAN
Jetsfan0099 Icon : (Today, 08:30 AM) The Jaguars hired John Idzik for his expertise in contract negotiating
Chaos Icon : (Today, 08:36 AM) ppl are going to get paid this offseason.
Chaos Icon : (Today, 08:36 AM) so many teams have space
Chaos Icon : (Today, 08:39 AM) eagles have 48M in cap space. Chip is going to go HAM this offseason.
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

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#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM

http://finance.yahoo...od=bb-budgeting


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.



More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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