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MikeGangGree... Icon : (05 June 2016 - 09:43 PM) In other news the NBA finals is like A NFL team Playing a college football team.
Jetsfan115 Icon : (06 June 2016 - 11:23 AM) line is in. jets are favorites for 5 games, pick for 2, and underdog for 9
MikeGangGree... Icon : (08 June 2016 - 04:56 PM) We play better as a underdog
santana Icon : (12 June 2016 - 03:54 PM) JETS JETS JETS
santana Icon : (13 June 2016 - 09:28 AM) Update on the #Jets situation with Ryan Fitzpatrick: Nothing. … Just nothing. Doesn't seem like things will change heading into minicamp.
Jetsfan115 Icon : (13 June 2016 - 10:39 AM) yeah every day i check for an update and every day, nothing
vjdbbq Icon : (14 June 2016 - 05:43 AM) Where's Rob and his ass ?
Mario Icon : (20 June 2016 - 06:21 PM) Any Jets fan in the Kansas city, Missouri area, that will be going to the game on the 25th of September?
vjdbbq Icon : (22 June 2016 - 07:29 AM) No Mario ; you will be there alone .
MikeGangGree... Icon : (25 June 2016 - 07:15 PM) FIRE FITZPATRICK
MikeGangGree... Icon : (30 June 2016 - 12:00 PM) Sheldon Richardson suspended for 1 game for violating league substance abuse policy
ganggreen2003 Icon : (15 July 2016 - 04:06 PM) The JETS shouldn't of signed wilkerson to such a big contract
ganggreen2003 Icon : (15 July 2016 - 04:07 PM) he doesn't deserve $17 mil/year cause he is coming off an injury...he should of earned it by playing this year as the Franchise tag and then if he played lights out then you open the vault
MikeGangGree... Icon : (15 July 2016 - 04:21 PM) WOOOOOOOO
RetireChrebet Icon : (15 July 2016 - 04:58 PM) How much guaranteed money? also does this mean hes here for 6 years since he's tagged? how does that work?
MikeGangGree... Icon : (15 July 2016 - 10:20 PM) Now cut that street thug Wilkerson!!
NJAzrael71 Icon : (16 July 2016 - 03:47 AM) 54 million guaranteed
NJAzrael71 Icon : (16 July 2016 - 03:48 AM) 54 guaranteed against injury but 37 in straight guaranteed money without injury
NJAzrael71 Icon : (16 July 2016 - 03:49 AM) Should've waited till after the season to see how he comes off the injury but I guess they figure he wouldn't have signed if they waited another year
vjdbbq Icon : (17 July 2016 - 07:32 PM) Where is ROB and his ass ?
Jetsfan115 Icon : (18 July 2016 - 10:27 AM) guess that means richardson is gone after this season. Maybe we can franchise and trade him
Jetsman05 Icon : (22 July 2016 - 08:52 AM) whos running fantasy football league this year? brotana?
Jetsfan115 Icon : (22 July 2016 - 10:25 AM) darron lee still isn't signed... greedy street thug lol
MikeGangGree... Icon : (22 July 2016 - 05:31 PM) Rich is under contract for next year and we used a team option for 17 already so he's a jet for 2 more year's for sure unless we trade him.
MikeGangGree... Icon : (23 July 2016 - 02:38 PM) We need to quit screwing around and sign Fitzpatrick
Jetsfan0099 Icon : (24 July 2016 - 11:34 AM) Jets salary cap situation is tough next season, gonna have to make adjustments
Jetsfan0099 Icon : (24 July 2016 - 11:35 AM) the contract for Wilkerson is actually pretty good for both sides, after the first couple seasons nothing is guaranteed and they can cut him.
Jetsfan0099 Icon : (24 July 2016 - 11:36 AM) the jets probably should trade Richardson, hopefully he has a monster season and we have tons of leverage and deal him off for ransom
Jetsfan0099 Icon : (24 July 2016 - 11:36 AM) Because we cannot afford to keep everyone on the DL
Jetsfan115 Icon : (Yesterday, 10:20 AM) we have 20 mil in space next offseason and not many people to sign. We should be ok next year. this year was worse. we could tag and trade richardson if need be. I think he will be gone too
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

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#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM

http://finance.yahoo...od=bb-budgeting


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.



More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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