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Jets drop another game vs Lions. Offense is bad
ganggreen2003 Icon : (29 September 2014 - 09:55 PM) we need to start doing that shit
ganggreen2003 Icon : (29 September 2014 - 09:55 PM) our D needs to start making shit like that happen
Chaos Icon : (29 September 2014 - 09:57 PM) fuck that penalty
Chaos Icon : (29 September 2014 - 09:57 PM) "going on your knees" stupidest shit ever
Chaos Icon : (29 September 2014 - 09:57 PM) let them do the end zone celebrations
ganggreen2003 Icon : (29 September 2014 - 09:59 PM) thank you KC for slaughtering these overrated fucks
santana Icon : (29 September 2014 - 09:59 PM) Brady watching too much geno tape
Chaos Icon : (29 September 2014 - 10:00 PM) brady to the bench
santana Icon : (29 September 2014 - 10:00 PM) Oh god what has KC done! GARAPAPOLLO UNLEASHED
ganggreen2003 Icon : (29 September 2014 - 10:01 PM) I hope someone lays a Mo Lewis on Garapapolo
ganggreen2003 Icon : (29 September 2014 - 10:01 PM) square in the chest
ganggreen2003 Icon : (29 September 2014 - 10:02 PM) so brady can get his knee broken again
santana Icon : (29 September 2014 - 10:03 PM) I'm scared
santana Icon : (29 September 2014 - 10:03 PM) this kid might be legit
santana Icon : (29 September 2014 - 10:04 PM) IT WASNT WORTH IT
ganggreen2003 Icon : (29 September 2014 - 10:04 PM) cmon KC
ganggreen2003 Icon : (29 September 2014 - 10:04 PM) wtf
ganggreen2003 Icon : (29 September 2014 - 10:04 PM) f***
ganggreen2003 Icon : (29 September 2014 - 10:04 PM) they let the rookie just drive it on them
ganggreen2003 Icon : (29 September 2014 - 10:05 PM) unacceptable
ganggreen2003 Icon : (29 September 2014 - 10:05 PM) now KC needs a TD
santana Icon : (29 September 2014 - 10:06 PM) It wasn't worth it :(
ganggreen2003 Icon : (29 September 2014 - 10:15 PM) KC has some big ol boys
ganggreen2003 Icon : (29 September 2014 - 10:19 PM) TY KC for bringing these overrated fucks back down to earth
azjetfan Icon : (29 September 2014 - 10:22 PM) I think 03 should be a mod. I think everyone should be.
azjetfan Icon : (29 September 2014 - 10:23 PM) What do we have to loose?
ganggreen2003 Icon : (29 September 2014 - 10:34 PM) our O better get their shit together starting this Sunday
ganggreen2003 Icon : (29 September 2014 - 10:34 PM) we need to be on our A game when we play Denver and the CHEATriots
ganggreen2003 Icon : (29 September 2014 - 10:34 PM) and Buffalo doesn't scare me
ganggreen2003 Icon : (29 September 2014 - 10:34 PM) but these next 3 games better get it's shit together
ganggreen2003 Icon : (29 September 2014 - 11:01 PM) maybe Idzik knew that MEvis was not as good anymore
Jetsfan0099 Icon : (Yesterday, 08:11 AM) Nah, fire idzik
Jetsfan0099 Icon : (Yesterday, 08:12 AM) Milber is expected to play this week, how nice of him
Jetsfan0099 Icon : (Yesterday, 08:14 AM) The chargers are going to be tough
Jetsfan115 Icon : (Yesterday, 10:22 AM) well there is a silver lining to this season, tom brady sucks and so do the pats
Jetsfan0099 Icon : (Yesterday, 11:48 AM) Jets sign John Conner back, with Bohannon injured at FB
Jetsfan0099 Icon : (Yesterday, 11:49 AM) that is why they should consider starting Vick, they could compete for the divsion with solid QB play. Can Rex really afford to sit there waiting for things to click with Geno while he keeps throwing INTs?
Jetsfan115 Icon : (Yesterday, 12:26 PM) i didn't even notive bohannon was hurt
Jetsfan115 Icon : (Yesterday, 12:28 PM) vick gives us a chance to win now, geno can still learn as a backup
santana Icon : (Yesterday, 01:28 PM) I miss T Bo already
ganggreen2003 Icon : (Yesterday, 02:35 PM) The raiders are a dumpster fire
ganggreen2003 Icon : (Yesterday, 02:36 PM) they are naming Tony Sparano yes that Tony Sparano formally the OC of the NYJ and the wildcat whacko from Miami is the new interim HC for the Oakland Gayders
ganggreen2003 Icon : (Yesterday, 02:39 PM) well good thing we got rid of LaRon Landry since he just got suspended for PED's
Jetsfan115 Icon : (Yesterday, 03:08 PM) i'm not suprised. that guy looked like he was on roids
Jetsfan0099 Icon : (Yesterday, 06:10 PM) FIRE IDZIK
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

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#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM

http://finance.yahoo...od=bb-budgeting


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.



More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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