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MikeGangGree... Icon : (22 November 2015 - 04:53 PM) BOOOOOOOOOOOOO
MikeGangGree... Icon : (22 November 2015 - 04:54 PM) Hate my life
vjdbbq Icon : (22 November 2015 - 06:11 PM) SLIDE YOU f*** HEAD SLIDE !!!!!!!!!!!!!!!!!!
vjdbbq Icon : (22 November 2015 - 06:11 PM) I don't want to see Geno !!!!!!!!!!!!!!!
MikeGangGree... Icon : (22 November 2015 - 11:42 PM) Report is mangold has a severe cut on his hand
ROBJETS Icon : (23 November 2015 - 02:12 AM) Jets playoff hopes are seriously on the edge of going down the drain with all the close records, tie breakers and better division win %.Steelers and Chiefs are prime for the 2 wild card spots. Jets pretty much need to run the table at this point for even a shot at a wildcard.
ROBJETS Icon : (23 November 2015 - 02:14 AM) Sucks big time after the season started so promising. 4-1 to total implosion. It sucks even more because we are so used to it we expect it every year now.
vjdbbq Icon : (23 November 2015 - 08:52 AM) Nice ass rob
MikeGangGree... Icon : (23 November 2015 - 12:31 PM) Jets cut copels today
MikeGangGree... Icon : (23 November 2015 - 12:32 PM) Coples
NJAzrael71 Icon : (23 November 2015 - 01:24 PM) Scott20119.....how about you go troll and spam some other site? Spammers can go f*** themselves.
ROBJETS Icon : (23 November 2015 - 05:39 PM) vjdbbq you have some serious metal and IQ issues. Why dont you go back to your old ways of never posting when you had only 5 or 6 posts since your join date in 07.
ROBJETS Icon : (23 November 2015 - 05:39 PM) mental
ROBJETS Icon : (23 November 2015 - 05:49 PM) Thanks for the news MGG. If the FO didn't try to shop him before the trade deadline it was stupid because releasing him now they get nothing. Maybe no one would've traded but if so even a 6th or 7th round draft pick or someone the team might be able to use would've been better than nothing
ROBJETS Icon : (23 November 2015 - 05:51 PM) He sucked this year but did have a career best 6.5 sacks in 2014 so a team change might work out for him.
azjetfan Icon : (23 November 2015 - 07:36 PM) Couples will land on the Bills when Rex grabs him off waivers
azjetfan Icon : (23 November 2015 - 07:37 PM) in the mean time does anyone think we would have a better record under Rex with this same team?
ROBJETS Icon : (23 November 2015 - 07:53 PM) Couples....it wouldn't surprise me and .....with Rex its hard to tell. His defensive scheming may be the best in football but this team has had a lot of injuries on both sides of the ball which has absolutely cost the team at least 3 games ......so as far as better record. it would be simply an opinion. Bowles has done a good job so I have no problems with him other than time out usage. That said I feel rex got a bad rap because he never had a qb even on Fitz caliber and Fitz is just average. But that is in the past so no sense even debating about it now. Rex is with a new team and we finally have a qb who doesn't completely suck. Still wish we had a true high level franchise qb though.
azjetfan Icon : (23 November 2015 - 09:34 PM) Watching the game and I am finding myself yelling at the bills offensive playcalling
azjetfan Icon : (23 November 2015 - 09:34 PM) Just stipupidity
azjetfan Icon : (23 November 2015 - 09:35 PM) run the ball every time on first and second with zero sucess
azjetfan Icon : (23 November 2015 - 09:36 PM) Out D is no where near as good as it should be under Bowles. I'm not sure why. I guess it's easy to blame Bowles but the bend and don't break philosophy isn't working
azjetfan Icon : (23 November 2015 - 09:39 PM) They should ban that pick play.
MikeGangGree... Icon : (23 November 2015 - 11:54 PM) As bad as we have played lately we are still a better coached team without Rex. Rex still has no clue how to manage the clock
MikeGangGree... Icon : (24 November 2015 - 12:03 AM) See. Can't manage the clock
vjdbbq Icon : (24 November 2015 - 08:05 AM) Hello Rob
vjdbbq Icon : (24 November 2015 - 08:06 AM) They cut coples to save money in case he got hurt practicing since he hardly played ; a business move .
Jetsfan115 Icon : (24 November 2015 - 12:58 PM) our D was better with shit CBs last year. rex is just better at calling a defense then bowles
Jetsfan115 Icon : (24 November 2015 - 12:58 PM) hopefully milliner comes back. where has mcdougle been? revis hurt and cro hurt
Jetsfan115 Icon : (25 November 2015 - 02:37 PM) coples picked up by miami. we play him on sunday now lol
Jetsfan0099 Icon : (25 November 2015 - 05:08 PM) We need a real edge rusher
Jetsfan0099 Icon : (25 November 2015 - 05:08 PM) We are gonna trade Richardson or Wilkerson after this season, hopefully we can then get a edge rusher to compliment them
Jetsfan0099 Icon : (25 November 2015 - 05:10 PM) I never wanted the Jets to draft Coples, he was clearly going to be a bust
Jetsfan0099 Icon : (25 November 2015 - 05:10 PM) hes not athletic enough for OLB either, doesn't have enough fluidity in the hips. He can be a decent player, but he needs to be a interior pass rusher
vjdbbq Icon : (26 November 2015 - 07:45 AM) Happy Thanksgiving to Rob !!!!!!!!!!!!!!!!!!!
vjdbbq Icon : (26 November 2015 - 07:45 AM) HAHAHAHAHAHAHAHAHAHAHA
MikeGangGree... Icon : (26 November 2015 - 11:18 PM) Hope everyone had a good thanksgiving
azjetfan Icon : (Yesterday, 09:50 PM) Why does this site have all these crazy people?
ROBJETS Icon : (Today, 08:02 AM) Revix
ROBJETS Icon : (Today, 08:04 AM) Revis out week 12 vs. Fish .......concussion .....per bleacher report
ROBJETS Icon : (Today, 08:07 AM) I hear you AZ but this is the Internet. Nutty people on pretty much every site, mouthy kids, and tough people on the net but not in real life.......just try to ignore them. I'm doing my best to. That said no one is perfect. We all have our issues like me with essays....lol
vjdbbq Icon : (Today, 08:33 AM) Hello AZ
vjdbbq Icon : (Today, 08:34 AM) We are the sane ones ; you guys are crazy !!!!!!!! HAHAHAHAHA!!!!!
vjdbbq Icon : (Today, 12:18 PM) Why is Matt Snell pissed at the Jets ?
vjdbbq Icon : (Today, 12:28 PM) Did Rob say something to Matt Snell ?
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

Vote Guests cannot vote

#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.

More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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