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Jets miss out on playoffs
ganggreen2003 Icon : (24 January 2016 - 05:51 PM) CMON DENVER
ganggreen2003 Icon : (24 January 2016 - 06:00 PM) This Denver D is stiflin the f*** out of the CHEATriots OL
ganggreen2003 Icon : (24 January 2016 - 06:34 PM) THANK YOU DENVER!!!!!
MikeGangGree... Icon : (24 January 2016 - 07:11 PM) We need a stud outside pass rushing LB. look what Miller and ware did to Brady twice this year
MikeGangGree... Icon : (24 January 2016 - 09:51 PM) CAM NEWTON!
Jetsfan0099 Icon : (25 January 2016 - 01:33 PM) I think both of these defenses are showing us that you need fast and athletic lbs
ganggreen2003 Icon : (25 January 2016 - 08:48 PM) so do we bring back Mo?
Jetsfan0099 Icon : (26 January 2016 - 10:23 AM) of course
Jetsfan0099 Icon : (26 January 2016 - 10:23 AM) we franchise tag him
vjdbbq Icon : (26 January 2016 - 02:41 PM) But then we have very little cap room left . Is he worth it ?
MikeGangGree... Icon : (26 January 2016 - 09:43 PM) If we cut cro and brick we will be around 28 million under the cap. We can tag him
MikeGangGree... Icon : (26 January 2016 - 09:44 PM) Or tag and trade him. No way we should just let him walk
vjdbbq Icon : (27 January 2016 - 08:24 AM) We need Cro and Brick but for less salary .
S-Dubb Icon : (29 January 2016 - 10:18 AM) what up home dawgs?
S-Dubb Icon : (29 January 2016 - 10:22 AM) long time no chat, Ya boy has returned from the depths. Good to see everyone alive and well. Another season down the drain... what else is new? Fitz coming back next yr means we wont be going to the superbowl. We seriously need to land a QB. I hope Petty is the future and Im still quietly waiting for Geno to show up. IF they retain him it would speak volumes
Mr_Jet Icon : (29 January 2016 - 11:23 AM) I'm done with Geno. Never really expected much from him from the beginning. So I'm also looking for Petty to be the future.
vjdbbq Icon : (29 January 2016 - 04:33 PM) GENO SUCKS MONKEY DICK
MikeGangGree... Icon : (29 January 2016 - 07:16 PM) S-Dubb??.Who's that guy?
MikeGangGree... Icon : (29 January 2016 - 07:17 PM) FIRE S-DUBB
HarlemHxC814 Icon : (30 January 2016 - 09:10 AM) Dubb and Amen? Did I take a wrong turn and land back in 2007?
HarlemHxC814 Icon : (30 January 2016 - 09:10 AM) Haha good to see both of you
Jetsfan0099 Icon : (30 January 2016 - 03:28 PM) I don't care if Cro comes back, I think Marcus Williams can start opposite Revis. Hes a ball hawk and has performed well everytime hes called on.
Jetsfan0099 Icon : (30 January 2016 - 03:41 PM) I want Fitz back as starter, he lacks arm talent but he is scrappy
Jetsfan0099 Icon : (30 January 2016 - 03:41 PM) The team loves him as a leader and he is a good bridge QB as we groom a QB of the future.
Jetsfan0099 Icon : (30 January 2016 - 03:42 PM) He also has top notch pocket awareness.
Jetsfan0099 Icon : (30 January 2016 - 03:42 PM) He allows our playmakers to make plays. After years of terrible QB play, I'll take 31 TD 15 INTs almost 4,000 yards
MikeGangGree... Icon : (01 February 2016 - 12:41 AM) I can't stop thinking about the off season...... what the hell are we gonna do!!
Jetsfan0099 Icon : (02 February 2016 - 09:59 AM) Maccagnan is going to have to show his worth
Jetsfan0099 Icon : (02 February 2016 - 10:00 AM) They can't have Wilkerson on that franchise tag, they have to sign him long term with a small cap hit or trade him. Otherwise we are in trouble with other FAs.
Jetsfan0099 Icon : (02 February 2016 - 10:00 AM) We need Harrison back, you can't run a effective 3-4 without a stud NT.
Jetsfan0099 Icon : (02 February 2016 - 10:01 AM) I hope we get Harrison back on a 4 yr contract.
MikeGangGree... Icon : (02 February 2016 - 12:55 PM) I really think we are going to have to tag and trade Wilkerson
MikeGangGree... Icon : (02 February 2016 - 12:56 PM) If we keep wilk we lose Harrison or Fitzpatrick maybe both
MikeGangGree... Icon : (02 February 2016 - 12:56 PM) And ivory
Jetsfan0099 Icon : (02 February 2016 - 07:23 PM) We can't keep Wilkerson, Richardson, and Williams. A move has to be made
Jetsfan0099 Icon : (02 February 2016 - 07:25 PM) If the Jets want to go cheaper, they can try to trade Wilkerson and have Richardson/Williams for cheap
Jetsfan0099 Icon : (02 February 2016 - 07:25 PM) Then they can re-sign Harrison, FItzpatrick, Ivory, and maybe Powell.
Jetsfan0099 Icon : (03 February 2016 - 09:59 AM) Kaepernick apparently wants out of SF and wants to join the Jets
Jetsfan0099 Icon : (03 February 2016 - 09:59 AM) Guess he sees the Jets as a team with a great WR tandem and a quality OC who builds a offense around the players
MikeGangGree... Icon : (03 February 2016 - 10:29 AM) No thanks
MikeGangGree... Icon : (03 February 2016 - 10:29 AM) Unless he's dirt cheap
MikeGangGree... Icon : (03 February 2016 - 10:30 AM) The jets would be fools to take on that contract
Jetsfan115 Icon : (03 February 2016 - 02:09 PM) keep powell, snakcs, wilkerson, and fitz. let ivory walk, trade richardson, cut cromartie, restructure brick
Jetsfan0099 Icon : (03 February 2016 - 04:18 PM) Marshall said no to Kaepnerick, he wants FItzpatrick as his QB
vjdbbq Icon : (04 February 2016 - 12:07 PM) Where's Rob ? I need some ass shots !!!!!
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Credit Unions Poach Clients Misleading title but good info.

Poll: Where do you bank? (5 member(s) have cast votes)

Where do you bank

  1. Large multistate bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  2. Regional or single branch bank (2 votes [40.00%])

    Percentage of vote: 40.00%

  3. Credit union. (1 votes [20.00%])

    Percentage of vote: 20.00%

  4. F the banks its under my bed bitz (0 votes [0.00%])

    Percentage of vote: 0.00%

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#1 User is offline   azjetfan Icon

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Posted 07 November 2011 - 12:34 PM

http://finance.yahoo...od=bb-budgeting


Thousands of people flooded into credit unions and small banks over the weekend as part of "Bank Transfer Day," an effort to prod depositors to abandon giant banks. But at least some of the big banks won't mind losing those customers.

On Saturday, the Boeing Employees' Credit Union in Seattle signed up a one-day record 659 new members. At the grand opening of a Randolph-Brooks Federal Credit Union branch in Pflugerville, Texas, the parking lot was so full that customers had to leave their cars across the street.

Dozens of people opened an account at the Texas credit union as a local disc jockey gave away prizes. "They'll treat me like a good customer," said Charlie Estes, 33 years old, who pulled his life savings out of J.P. Morgan Chase & Co., the largest U.S. bank as measured in assets. J.P. Morgan declined to comment.

It won't be clear for several weeks how many deposits moved to credit unions—the member-owned cooperatives that can't sell stock and don't pay taxes—on Bank Transfer Day. But the sprawling, loosely organized effort got lots of attention, partly because of controversial plans by Bank of America Corp. and other large banks to charge customers for using debit cards. The big banks retreated after widespread public furor.

[More from WSJ.com: Young Men Suffer Worst as Economy Staggers]

Executives at large banks have shown few signs of worry that depositors might walk out the door. One reason: People who gravitate to credit unions tend to be unprofitable for giant banks because of the small balances they keep on deposit, low number of products they buy and the relatively high account-maintenance expenses at big financial firms.

Moebs Services Inc., a research firm in Lake Bluff, Ill., estimates that it costs the giant banks about $350 to $450 per year to maintain a checking account. In contrast, smaller banks incur costs of $175 to $250 a year per checking account.

Banks try to recoup such costs by imposing overdraft fees and other charges. But new rules in the wake of the financial crisis limit some of those surcharges. The recent debit-card-charge mess was a failed attempt to close the gap.

Many banks also have done away with free checking, unless customers maintain a minimum balance and meet other criteria. But with the average checking account containing $5,200, according to research firm Raddon Financial Group in Lombard, Ill., many customers can't avoid the monthly charges.



More than three-fourths of credit unions offer no-strings-attached free checking, compared with 45% of banks, says Greg McBride, an analyst with Bankrate.com. Deposits at banks and credit unions are insured up to $250,000.

[More from WSJ.com: Make the Most of Holiday Work]

Credit unions held just 8% of federally insured deposits as of June 30, compared with 70% for banks that have assets of more than $10 billion.

Credit-union officials say those figures understate their actual reach in terms of customer numbers because most members at credit unions have small balances. Overall, U.S. credit unions have more that 91 million members, or nearly one in three Americans.

David Small, a spokesman for the National Credit Union Administration trade group, said many of the nation's 7,200 credit unions "are in rural areas where there is no other banking option."

Some bankers complain that credit unions have outgrown their status as a lender of last resort to poor and rural communities, and should be forced to pay taxes just like for-profit banks.

"At a time when state and local governments are struggling with lower revenue, why should some of these credit unions be subsidized if they are not going to provide those services?" said David Locke, chief executive of McFarland State Bank in McFarland, Wis. The bank has about $500 million in assets but is having trouble competing with nearby credit unions, he added.

[More from WSJ.com: The Footage the NFL Won't Show You]

Credit unions are lobbying Congress to let them make more business loans. The current limit is 12.5% of assets. Raising the cap would allow credit unions to diversify their loan portfolios and provide more capital to cash-strapped companies, Mr. Small said.

Yet several large commercial credit unions, which invest money on behalf of their retail members, went bust after loading up on high-risk mortgages during the housing bubble.

Some bank customers said they are unhappy—but not enough to give up the conveniences provided by big banks. "I'd love to change," said Michael O'Donnell, a Bank of America customer in Boston. "But the services they offer would be hard to replace."
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#2 User is offline   azjetfan Icon

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Posted 08 November 2011 - 01:46 PM

I can say we did not have a person come into any of our branches to close an account due to this on Saturday. Although we are a Community Bank so we probably were nor as effected as a Wells Fargo or BofA.
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